Tag Archives: Minutes

How Bitcoin Works in 5 Minutes (Technical)

A short introduction to how Bitcoin Works. Want more? Check out my new in-depth course on the latest in Bitcoin, Blockchain, and a survey of the most exciting projects coming out (Ethereum, etc): https://app.pluralsight.com/library/courses/bitcoin-decentralized-technology
Lots of demos on how to buy, send, store (hardware, paper wallet). how to use javascript to send bitcoin. How to create Ethereum Smart Contract, much more.

Written Version: http://www.imponderablethings.com/2014/04/how-bitcoin-works-in-5-minutes.html

Less technical version: https://www.youtube.com/watch?v=t5JGQXCTe3c

Donation address: 1K7A6wsyxj6fThtMYcNu6X8bLbnNKovgtP

Germain caption translation provided by adi331 : 19s6rqRfHa19w7wcgwtCumPs1vdLDj1VVo (thanks!!)

Five minutes to a lower credit card APR

There are many ways to save money but one of them is just a short phone call away. KXLY4’s Dave Erickson reports.
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For anyone who has either bad credit and is trying to rebuild it, or has no credit and is trying to establish it. It is a good idea to get started with a secured credit card

In this video we will cover what to look for in a secured card and go over the top three that are available right now to get.

But first let’s review quickly what a secured credit card is…

A secure credit card is different from a normal credit card because it requires a deposit of your own money of either dollars or up 0 dollars and uses this money as collateral in case you miss a payment.

There are two main reasons why people do this, the first is to repair their credit. If a person has bad credit because they have missed payments before they will have a hard time getting approved for a credit card. However if they pay the down deposit for a secured credit card then a bank or credit card company will feel safer in lending them money because they already have the down deposit to cover any missing payments.

Now the second reason is to establish credit. If you have no history of paying things back how can a bank know that you are able to? This is where a secured credit card comes in handy. When you pay your down deposit you are showing the bank that you committed to establishing credit and can be trusted in having a credit card.

Paying the down deposit and getting a secured credit card will help increase your chances of getting a credit card.

Here is what to look for in a secured credit card

The first thing is A low annual fee or no annual fee at all. The best cards are going to have no annual fee or an annual fee of below dollars

The second thing You are going to want a low APR or monthly interest rate. This way in case you have money sitting on your credit card you won’t get charged much

The third thing is A card that reports to all three credit bureaus. If you are trying to establish credit or build up your credit then you are going to want a card that reports to all three of the bureaus because if you are paying your credit card off every month then your score will go up

The last thing you are going to want to look for is the cost of the deposit. Some cards for will a dollar for dollar trade off. For example a 0 dollar deposit will give you a 0 dollar limit. Other cards but give you a different ratio such as a 0 deposit for a 0 dollar ratio. This depends on your current credit score though.

Now that we know what to look for in a credit card let’s go over the top three secured credit cards that can be used to either establish credit or repair it

One of the top credit cards that had been recommended is the secured MasterCard from capital one. This card requires a security deposit of either , , or 0

There is no annual fee

It reports to all credit bureaus

However it does require a credit check so depending where you are with your credit it how much of a deposit you will have to pay or if you can get approved at all

The next most recommended card is the discover it card

This card has no annual fee

Reports to all three credit bureaus

Requires a minimum security deposit of 0

Requires a credit check

You earn earn rewards of up to 2% and cash out on the rewards at anytime

The last and best card for those who have zero credit history or really bad credit is the open sky card.

There is no credit check required

This means that they will approve anyone who pays the 0 deposit

The only negative to this card is that there is a annual fee of dollars. This can be worth it though in comparison to any high fees you may have to pay due to low credit score.

Credit Repair: How To in 5 Minutes

Discover ways to restore your credit by http://www.creditrepair.org — the no-cost and definitive credit restoration guide. If you’ve had some credit issues previously or perhaps you’re just wanting to improve your rating overall, this guide is a good kick off point.

References:
http://www.creditkarma.com/
http://www.creditrepair.org/free-cheap-credit-reports-scores/
http://www.annualcreditreport.com/
http://www.creditrepair.org/disputing-credit-report-information/
http://www.creditrepair.org/long-bad-stuff-stay-credit-report/
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Identity Theft Speaker and Privacy Expert John Sileo on 60 Minutes

Identity Theft Speaker and Privacy Expert John Sileo on 60 Minutes

http://www.Sileo.com/60minutes Just recently, identity theft audio speaker/ identity theft professional John Sileo took a trip to the country of New Zealand to recommend them on the topics of identity burglary avoidance, data breach protection, social networking

security, business reconnaissance and also a host of various other details control concerns. This meeting with 60 Minutes occurred as he was completing his most current book, Privacy Method Revenue. John Sileo’s identification was stolen from his business as well as utilized to commit a host of criminal activities, consisting of 0,000 worth of customer embezzlement. While the burglar operated behind John’s identity, John and also his company were held lawfully as well as monetarily accountable for the criminal activities.

Emerging from this crisis, John became The U.S.A.’s leading specialist speaker on identity burglary avoidance, social networking details direct exposure as well as business data privacy. His experiences as sufferer and also victor led him to write numerous award-winning books on the subject.

John’s satisfied customers include the Division of Defense, the Federal Trade Compensation, the FDIC, Blue Cross Blue Guard, Pfizer, the Reserve bank, as well as Lincoln Financial Group.

To get more information concerning shielding your company from these kinds of criminal activity, contact John straight on 303.777.3222.
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< param name="allowFullScreen"worth =" true "/ > More youngsters than ever are coming to be victims of identity theft. CBS News business and also economics correspondent Rebecca Jarvis talks to the “CBS Today” co-hosts about the five traits you need to know to shield yourself, and also your youngster.
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